Icarus is the modern ICHRA platform that makes individual health coverage simple. You set the budget. Your employees choose the plan that fits their life.
See how much your company could save →Built for employers and brokers who want something better
From plan setup to claims reimbursement, Icarus handles the complexity so you don't have to.
Employees browse real marketplace plans with live pricing from Healthcare.gov. Compare side-by-side with metal tier badges and cost breakdowns.
Our AI analyzes prescriptions, conditions, and demographics to score each plan for fit. Employees see which plans actually cover what they need.
Licensed agents guide employees through enrollment via scheduled calls. No one navigates the marketplace alone.
Claims submitted, reviewed, and reimbursed via ACH. AI reviews receipts. Humans approve. Money moves.
IRS Section 105, IRC 213(d), ACA affordability, ERISA awareness. Built-in compliance checks at every step.
One view for billing, enrollment status, claims, carrier payments, and compliance. Know exactly where every dollar goes.
No implementation fees. No six-month onboarding. Set up your ICHRA plan and invite employees today.
Set employee classes, allowance tiers, and plan year dates with our guided setup wizard.
Import your roster via CSV or add individually. Employees get a personalized portal instantly.
AI matches plans to their needs. Licensed agents help them enroll. Coverage starts on schedule.
We pay carriers, process claims, handle compliance, and send notices. You just fund the account.
ICHRA typically saves employers 20-40% compared to traditional group health plans. Adjust the numbers to match your organization.
* Estimates based on industry averages. Actual savings depend on your current plan design, employee demographics, and marketplace availability in your area.
Icarus uses AI where it matters most — not to replace humans, but to make them faster and more accurate.
Every claim reviewed by AI. Every decision made by a person. Full audit trail for compliance.
Average employer savings vs. group health
Plan setup time with guided wizard
IRS, ACA, and ICHRA compliant
AI claims review and monitoring
Control costs while giving employees real choice in their healthcare.
ICHRA lets you set a defined contribution budget while employees choose their own individual coverage. No more one-size-fits-all group plans.
Offer your clients a modern ICHRA platform with real-time marketplace data and AI-powered enrollment support.
The platform your clients will actually enjoy using. The tools you need to scale.
Join forward-thinking employers and brokers who are switching to ICHRA with Icarus.